{"id":"7ca10c91-ed87-4285-af3d-f95ce80663c1","name":"YNAB API Endpoints","slug":"ynab-api-endpoints","description":"Our API uses a REST based design, leverages the JSON data format, and relies upon HTTPS for transport. We respond with meaningful HTTP response codes and if an error occurs, we include error details i","website_url":"https://youneedabudget.com","category":["data","ai","api"],"score":{"overall":75,"raw":87,"capped":true,"verified":false,"breakdown":{"latency":10,"consistency":8,"doc_quality":9,"error_clarity":8,"auth_simplicity":6,"token_efficiency":9,"first_try_success":8,"response_parseability":10},"source":"prowl_capped","credential_tested":false,"probe_health":{"status":"healthy","up_pct":1.0,"samples":4,"target":"website","p50_latency_ms":114,"last_probed":"2026-10-09T08:49:22.599637+00:00","lookback_hours":24,"no_response":0}},"latency":null,"uptime_30d":null,"protocols":["rest"],"auth_type":null,"mcp_manifest_url":null,"openapi_spec_url":null,"verified":false,"domain_verified":false,"claimed":false,"vendor_id":null,"status":"active","profile":null,"pricing":{"model":"freemium_subscription","notes":"API access included with paid subscription at no extra cost; no separate API tier","trial_days":34,"api_included":true,"sharing_up_to":6},"last_crawled":"2026-10-08T20:21:29.042074+00:00","last_benchmarked":"2026-10-04T14:18:45.986448+00:00","supports_x402":false,"agent_auth_methods":null,"supports_streaming":false,"has_sandbox":false,"sdks":null,"llms_txt_url":null,"similarity_score":null,"telemetry_evidence":null,"agent_signal":null,"mycelio":{"signed":false,"source":"heuristic","outline":[{"id":"do-you-worry-about-money","depth":1,"heading":"Do you worry about money?","preview":"","size_bytes":0},{"id":"get-ynab-get-good-at-money","depth":1,"heading":"Get YNAB. Get good at money.","preview":"","size_bytes":0},{"id":"worried-about-money-you-might-be-bad-at-money","depth":1,"heading":"Worried about money? You might be bad at money.","preview":"","size_bytes":0},{"id":"never-worry-about-money-again","depth":1,"heading":"Never worry about money again.","preview":"","size_bytes":0},{"id":"get-good-at-money","depth":1,"heading":"Get good at money.","preview":"","size_bytes":0},{"id":"tired-of-worrying-about-money-youre-not-alone","depth":2,"heading":"Tired of worrying about money? You’re not alone.","preview":"Being bad at money isn't a character flaw. It's a skill gap, and skill gaps can be closed. That's what YNAB is for—to ch…","size_bytes":196},{"id":"90","depth":3,"heading":"90%","preview":"say their finances are in a better place since starting YNAB*","size_bytes":61},{"id":"91","depth":3,"heading":"91%","preview":"say YNAB has changed the way they think about money*","size_bytes":52},{"id":"70","depth":3,"heading":"70%","preview":"of YNABers could live for 3 months or more on savings*","size_bytes":54},{"id":"93","depth":3,"heading":"93%","preview":"have recommended YNAB to friends or family*","size_bytes":43},{"id":"it-takes-20-minutes-to-start-getting-good","depth":2,"heading":"It takes 20 minutes to start getting good.","preview":"92% of YNABers feel less money stress since starting. You’re next.  Join YNABStart your free 34-day trial, download the…","size_bytes":465},{"id":"join-ynab","depth":3,"heading":"Join YNAB","preview":"Start your free 34-day trial, download the app, and add your accounts. It's easy!","size_bytes":81},{"id":"make-a-plan","depth":3,"heading":"Make a plan","preview":"Ask “What’s it for?” and make a flexible plan for what you want your money to do—before spending any of it.","size_bytes":115},{"id":"never-worry-about-money-again-2","depth":3,"heading":"Never worry about money again","preview":"You're done with the endless mental math and arguments about spending. You're good at money, and feel good about it!","size_bytes":116},{"id":"the-average-user-saves-600-their-first-month-6000-their-firs","depth":2,"heading":"The average user saves $600 their first month, $6,000 their first year.","preview":"And we don’t like to play favorites, but you seem well above average. If you start today, you'll be making a plan for al…","size_bytes":222},{"id":"what-will-you-accomplish-with-ynab","depth":2,"heading":"What will you accomplish with YNAB?","preview":"","size_bytes":0},{"id":"feel-organized-about-my-finances","depth":3,"heading":"Feel organized about my finances","preview":"Enjoy AdulthoodArrow Right","size_bytes":26},{"id":"be-less-stressed-about-money","depth":3,"heading":"Be less stressed about money","preview":"Make ChangeArrow Right","size_bytes":22},{"id":"stop-arguing-about-money-with-my-partner","depth":3,"heading":"Stop arguing about money with my partner","preview":"Conquer ConflictArrow Right","size_bytes":27},{"id":"pay-off-debt-and-stay-out-for-good","depth":3,"heading":"Pay off debt and stay out for good","preview":"Destroy DebtArrow Right","size_bytes":23},{"id":"save-more-money-without-feeling-restricted","depth":3,"heading":"Save more money without feeling restricted","preview":"Save YourselfArrow Right","size_bytes":24},{"id":"have-money-saved-for-next-month","depth":3,"heading":"Have money saved for next month","preview":"Build a BufferArrow Right","size_bytes":25},{"id":"feel-confident-with-an-irregular-income","depth":3,"heading":"Feel confident with an irregular income","preview":"Create More BalanceArrow Right","size_bytes":30},{"id":"get-ynab-get-good-at-money-2","depth":2,"heading":"Get YNAB. Get good at money.","preview":"You put so much effort into making money, shouldn’t you invest the same time, attention, and care into spending it?  Sta…","size_bytes":159}],"readiness":80,"fetched_at":1791123526,"affordances":[{"kind":"link","label":"YNAB has a New York Times Bestselling book! Order it today.","target":"https://www.ynab.com/book/never-worry-about-money-again"},{"kind":"link","label":"Merch is here! Visit the YNAB Shop.","target":"https://shop.ynab.com/"},{"kind":"link","label":"It's pronounced ”why-nab”","target":"https://www.ynab.com/"},{"kind":"link","label":"Features","target":"https://www.ynab.com/features"},{"kind":"link","label":"Why YNAB Is Different","target":"https://www.ynab.com/why-ynab-is-different"},{"kind":"link","label":"Our 34-Day Trial","target":"https://www.ynab.com/our-free-34-day-trial"},{"kind":"link","label":"The Ultimate Get Started Guide","target":"https://www.ynab.com/guide/the-ultimate-get-started-guide"},{"kind":"link","label":"Live Hangouts","target":"https://www.ynab.com/live-hangouts"},{"kind":"link","label":"Blog","target":"https://www.ynab.com/blog"},{"kind":"link","label":"Help Center","target":"https://www.ynab.com/help-center"},{"kind":"link","label":"Refer A Friend","target":"https://www.ynab.com/referral-program"},{"kind":"link","label":"Gift a YNAB Subscription","target":"https://www.ynab.com/give-ynab"},{"kind":"link","label":"Subscription Sharing","target":"https://www.ynab.com/features/subscription-sharing"},{"kind":"link","label":"Pricing","target":"https://www.ynab.com/pricing"},{"kind":"link","label":"Log In","target":"https://app.ynab.com/users/sign_in"},{"kind":"link","label":"Start Your Free Trial","target":"https://www.ynab.com/sign-up"},{"kind":"link","label":"Start Your Free Trial","target":"https://www.ynab.com/signup"},{"kind":"link","label":"Feel organized about my financesEnjoy AdulthoodArrow Right","target":"https://www.ynab.com/pain-point/where-did-all-my-money-go"},{"kind":"link","label":"Be less stressed about moneyMake ChangeArrow Right","target":"https://www.ynab.com/pain-point/bad-with-money"},{"kind":"link","label":"Stop arguing about money with my partnerConquer ConflictArrow Right","target":"https://www.ynab.com/pain-point/manage-money-together"},{"kind":"link","label":"Pay off debt and stay out for goodDestroy DebtArrow Right","target":"https://www.ynab.com/pain-point/how-to-get-out-of-debt"},{"kind":"link","label":"Save more money without feeling restrictedSave YourselfArrow Right","target":"https://www.ynab.com/pain-point/spend-less-while-living-more"},{"kind":"link","label":"Have money saved for next monthBuild a BufferArrow Right","target":"https://www.ynab.com/pain-point/paycheck-to-paycheck"},{"kind":"link","label":"Feel confident with an irregular incomeCreate More BalanceArrow Right","target":"https://www.ynab.com/pain-point/inconsistent-income"},{"kind":"link","label":"Facebook Icon","target":"https://www.facebook.com/ynabofficial"},{"kind":"link","label":"The artist formerly known as Twitter","target":"https://x.com/ynab"},{"kind":"link","label":"Instagram Icon","target":"https://www.instagram.com/ynab.official/"},{"kind":"link","label":"Pinterest Icon","target":"https://www.pinterest.com/ynabofficial/"},{"kind":"link","label":"TikTok Icon","target":"https://www.tiktok.com/@ynabofficial"},{"kind":"link","label":"YouTube Icon","target":"https://www.youtube.com/@YNABofficial"}],"ttl_seconds":86400,"content_length":1936},"featured":false,"sponsored":false,"source":null}