FinWise

{
  "service_type": "platform",
  "base_url": "https://finwiseapp.io",
  "auth_method": "oauth2",
  "auth_config": {
    "authorization_endpoint": "https://api.finwiseapp.io/oauth/authorize",
    "token_endpoint": "https://api.finwiseapp.io/oauth/token",
    "registration_endpoint": "https://api.finwiseapp.io/oauth/register",
    "scopes": {
      "read": ["accounts:read", "transactions:read", "budgets:read", "networth:read"],
      "write": ["accounts:write", "transactions:write", "budgets:write", "categories:write", "tags:write", "merchants:write"]
    }
  },
  "endpoints": [
    {
      "path": "/mcp",
      "method": "GET",
      "description": "MCP server endpoint for AI agent integration"
    },
    {
      "path": "/oauth/authorize",
      "method": "GET",
      "description": "OAuth2 authorization endpoint"
    },
    {
      "path": "/oauth/token",
      "method": "POST",
      "description": "OAuth2 token endpoint"
    },
    {
      "path": "/oauth/register",
      "method": "POST",
      "description": "Dynamic client registration endpoint"
    },
    {
      "path": "/.well-known/oauth-authorization-server",
      "method": "GET",
      "description": "OAuth2 authorization server metadata"
    },
    {
      "path": "/.well-known/oauth-protected-resource",
      "method": "GET",
      "description": "OAuth2 protected resource metadata"
    }
  ],
  "pricing_model": {
    "type": "freemium",
    "details": {
      "free_plan": "$0/mo",
      "premium_monthly": "$8.99/mo",
      "premium_annual": "$89.99/year ($7.5/mo equivalent)"
    }
  },
  "rate_limits": {},
  "capabilities": [
    "personal finance management",
    "budgeting",
    "net-worth tracking",
    "multi-currency support",
    "transaction insights and AI-assisted categorization",
    "multi-country bank connectivity via Plaid, GoCardless, Gathr",
    "manual account entry and CSV import",
    "household sharing for couples/families",
    "web, iOS, and Android apps",
    "developer API",
    "MCP server for AI agent integration",
    "OAuth2 with dynamic client registration",
    "debt and retirement calculators",
    "business/employer solutions",
    "financial advisor tools"
  ],
  "raw_analysis": "FinWise is a modern personal-finance platform launched in 2023. It targets individuals and households seeking a comprehensive budget and net-worth tracker with multi-currency and multi-country support. The platform aggregates bank data via Plaid (US/Canada), GoCardless (UK/EU), and Gathr (South Africa), and supports manual/CSV import. It offers web, iOS, and Android apps with full feature parity, plus household sharing. FinWise provides a developer API and a Product MCP endpoint for AI agents (Claude, Cursor, ChatGPT), with OAuth2 consent flow in the app. Security emphasizes that it never sees bank credentials. Pricing is freemium with free, monthly, and annual premium plans. Maturity is moderate, having been around since 2023 with active app listings and comparisons against Mint, Monarch, Simplifi, and YNAB. Key differentiators are multi-currency and multi-country support, AI categorization, and MCP integration."
}

3/3 tests passed

```json
{
  "overall": 85,
  "dimensions": {
    "token_efficiency": 9.0,
    "first_try_success": 8.5,
    "response_parseability": 9.5,
    "error_clarity": 8.0,
    "doc_quality": 9.0,
    "auth_simplicity": 7.5,
    "latency": 9.0,
    "consistency": 9.0
  },
  "pricing_normalized": {
    "free_tier": "yes",
    "premium_tier_cost_per_month": 8.99,
    "premium_tier_cost_per_year": 89.99,
    "tier_name": "Premium"
  },
  "issues": [],
  "recommendations": [
    "Verify OAuth2 dynamic client registration and MCP server setup documentation are complete and easy to follow for agent onboarding.",
    "Confirm free tier limits (e.g., number of connected accounts/transactions) are clearly documented to avoid surprises."
  ]
}
```